Social Security Benefits For Children
Social Security Benefits also exist for the children of social security beneficiaries. In fact, beneficiaries of disability benefits often have children who are partially, or significantly, affected by that disability. When the parents of these children receive benefits, these children may receive them too.
If you are disabled and unable to work gainfully, you may be struggling to provide for your family. If you have children who are in need, those children may receive assistance as well.
When you qualify for Social Security Disability benefits, your children may become recipients of regular monetary aid. Your eligible child does not necessarily have to be a traditional child. In fact, your child can be your biological child, your adopted child or even your stepchild.
In some cases, a dependent grandchild may also qualify. To receive Social Security Child’s Insurance Benefits, the child must meet certain clear criteria. Firstly, the child must be unmarried. The child must also be: under 18 years old; or 18-19 years old and a full-time student; or 18 or older with a disability that began before the age of 22
However, these age restrictions are also subject to disability criteria. Children who are disabled or living with disabling conditions deserve stronger monetary assistance. Given the increased burden these children place on families, benefits are extremely helpful.
Social Security Benefits For Child Of Disabled Parent
In general, benefits end when the child reaches the age of 18, unless that child is disabled. If the child is still a full-time student at a secondary or elementary school at age 18, benefits continue until the child graduates.
If the child becomes 19 years old before graduation, the benefits will cease two months after that birthday. The Social Security Administration (SSA) also helps children with disabled parents. In 2017, the agency distributed an average of $2.6 billion monthly to children with one or more of their parents disabled, retired, or deceased.
To receive such benefits, the child must have a parent who’s disabled or retired and entitled to Social Security benefits.
Generally, the total amount a beneficiary and family members can receive is about 150 to 180 percent of the beneficiary’s full retirement benefit.
Disability Benefits For Children
If a child on a beneficiary’s record is working while receiving disability benefits, that child is similarly restricted by limits on earnings The same earnings limits that apply to the beneficiary will apply to the child. It is important to note how these benefits affect other family members. A child’s earnings only affect that child’s earnings.
These earnings do not affect a parent’s earnings or the earnings of others on the beneficiary’s record. Moreover, benefits paid for a child do not reduce one’s retirement benefits. Some beneficiaries actually choose to receive retirement benefits earlier as a function of these advantageous child benefits.
Benefits for children are helpful for both the children and family at large. If a client needs the top disability agents, the time to act is now.