Social Security Benefits For Children

Social Security Benefits also exist for the children of social security beneficiaries. Beneficiaries of disability benefits often have children who are partially or significantly affected by that disability. When the parents of these children receive benefits, these children may get them too.

  • If you are disabled and unable to work, you may be struggling to provide for your family. If you have children who are in need, those children may receive assistance as well.
  • When you qualify for Social Security Disability benefits, your children may become recipients of regular monetary aid. Your eligible child does not necessarily have to be a traditional child. Your child can be your biological child, your adopted child, or even your stepchild.
  • In some cases, a dependent grandchild may also qualify. To receive Social Security Child’s Insurance Benefits, the child must meet certain clear criteria. Firstly, the child must be unmarried. The child must also be under 18 years old; or 18-19 years old and be a full-time student; or 18 or older with a disability that began before the age of 22
  • However, these age restrictions are also subject to disability criteria. Children who are disabled or living with disabling conditions may be more entitled to monetary assistance.

Social Security Disability Benefits For Child Of Disabled Parent

  • In general, Social Security Benefits For Minors end when the child reaches the age of 18, unless that child is disabled. If the child is still a full-time student at a secondary or elementary school at age 18, benefits continue until the child graduates.
  • If the child turns 19 years old before graduation, the Social Security Disability Benefits for Children will cease two months after that birthday. The Social Security Administration (SSA) also helps children with disabled parents. In 2017, the agency distributed an average of $2.6 billion monthly to children with one or more parents who were disabled, retired, or deceased.
  • To receive such benefits, the child must have a parent who’s disabled or retired and entitled to Social Security benefits. Generally, the total amount a beneficiary and family members can receive is about 150 to 180 percent of the beneficiary’s full retirement benefit.

Child Disability Benefit

  • If a child on a beneficiary’s record is working while receiving disability benefits, that child is similarly restricted by limits on earnings. The same earnings limits that apply to the beneficiary will apply to the child. It is important to note how these benefits affect other family members. A child’s earnings only affect that child’s earnings.
  • These earnings do not affect a parent’s earnings or the earnings of others on the beneficiary’s record. Moreover, the benefits paid for a child do not reduce one’s retirement benefits. Some beneficiaries choose to receive retirement benefits earlier as a function of these advantageous child benefits.
  • Social Security Disability Benefits for Children are helpful for the complete family as a whole. If a client needs an experienced disability attorney, the time to act is now.

Can My Child Receive Social Security Benefits?

  • This is a common question that many parents ask industry experts. As per guidelines and listings in the Blue Book, children can get social security benefits if they qualify for it. Qualifying children generally benefit from social security if their parents were receiving disability benefits or retirement benefits.
  • To be eligible for these benefits, the child should be below 18 years, and unmarried. There are two exceptions in the above age criteria, i.e., there is no age limit for the disabled child if they start facing disability issues before turning 22 years. And high school students can continue receiving disability benefits even if they turn 18 or 19 while studying. In the case of an adopted child, or stepchildren can also qualify for social security benefits. There are certain clauses applicable for dependent grandchildren also.
  • Social Security Benefits for Children can be equivalent to 50% of the total amount that the parent receives. There is a limit for maximum benefits that a family can receive. This amount can be around 150% to 180% of the parent’s benefit. If the total benefits exceed the limit, then Social Security Benefits for the child can be reduced or adjusted accordingly.
  • Not all children will receive the same amount, as social security will calculate the benefits depending on many different factors. In large part, the amount may depend on the earnings of the worker, the number of eligible children, etc. The ceiling for children’s benefit is 50 percent if the parent is alive.

If you want to know more about the amount your child may be eligible to receive, you can refer to Blue Book, contact a social security office, or talk to an experienced lawyer who can evaluate your case.