The Social Security Cape Coral Deserves
Social Security is a type of social assistance offered to a variety of people and their families. Although numerous people receive social security for similar reasons, every case is different. The Social Security Administration (SSA) is directly tasked with administering this assistance.
Founded roughly 80 years ago, this federal governmental agency has helped millions of people in need. The SSA does more than merely provide retirement benefits. This widespread agency also provides assistance for people who are survivors and disabled. In fact, the SSA is one of the most well-known and effective anti-poverty programs in United States history.
For people suffering from disability, the SSA is especially helpful.
Understanding Social Security Disability
The SSA currently offers two programs for qualifying disabled claimants. The first is the Social Security Disability insurance (SSDI) program, and the second is the Supplemental Security Income (SSI) program. Although both programs award monthly benefits based on disability, recipients of SSI payments do not need to be disabled.
For this reason, when people refer to “Social Security Disability (SSD),” these individuals are typically referring to SSDI.
SSDI is a program that requires applicants to have both a work history and a disability. When applying for this insurance in Cape Coral, applicants must be sure of their work histories. The Social Security Administration (SSA) looks at two aspects of work history. These include the duration of that history and the recency of that history.
The SSA will also carefully evaluate the type and extent of the applicant’s disability. To be considered ‘disabled,’ a social security claimant must prove a total disability. The SSA takes determinations of disability and work history very seriously.
A good lawyer can help.
Finding An SSD Lawyer Cape Coral Trusts
When applying for Social Security Disability Insurance (SSDI), the SSA looks at your work history in terms of “work credits.” The average applicant must have 40 credits, although younger workers may qualify with fewer credits.
Each credit is the equivalent of $1,360 of earnings. An applicant can receive a maximum of 4 credits in a given year. These credits assure the Social Security Administration (SSA) that the worker is fully insured.
The SSDI applicant must also pass a recency-of-work test. This requirement is met if the worker has earned at least 20 credits during a 40-quarter period. However, these requirements become less strict for younger workers.
The SSA will also analyze the applicant’s disability. Short-term and partial disabilities do not qualify. Only a total disability is acceptable.
A total disability must:
Keep the applicant from engaging in substantial gainful activity (SGA), and
Have lasted, or be expected to last, for at least a continuous 12 months, or
Be expected to result in death
The best social security disability lawyers know exactly how the SSA conducts these determinations. Furthermore, top SSDI attorneys also understand the specific terms used by the SSA.
Substantial gainful activity (SGA) applies to a certain threshold of monthly earnings. Likewise, being ‘disabled’ corresponds to a certain definition of medically determinable impairments. The top lawyers in Cape Coral can help.
The SSA will further evaluate conditions that are ambiguous or questionable. Certain medical conditions may not even be listed by the SSA under its “blue book” listings. If an applicant has an unlisted condition, that applicant will have to further prove the impairments of said condition.
Fortunately, competent lawyers understand this in full.
With Your Best Interests in Mind, We Fight For Your Rights
At Berke Law Firm, P.A. our lawyers understand the process through-and-through. We know that applying for disability benefits can be extremely confusing and stressful. We have seen many disability claimants denied their rights and benefits.
That’s why we recommend that every applicant for SSDI seek legal counsel. Many people don’t realize how difficult the process can be. The Social Security Administration (SSA) openly admits that nearly 75% of initial claims are denied. Most of the claims are denied because of the confusing and complex application process.
Over the years, we have heard from many individuals who simply gave up after their initial denial. They have also been confused by the complete paperwork required to obtain benefits.
This is why every applicant should hire a Social Security Disability Attorney Cape Coral can trust.
When initiating the process, you may choose to apply online or in-person at a Social Security Office Cape Coral location. In either case, our lawyers will help you prepare for the process ahead. We will help you file your disability application.We will appeal your initial denial to an administrative law judge. We will even take your claim all the way to Federal District Court, if required
You should enter your Cape Coral Social Security Office with confidence. Consult the experts of Berke Law Firm, P.A. today.