Supplemental Security Income (SSI) is a disability program designed for individuals with a disability that prevents them from performing a gainful activity and those with a demonstrated financial need. In some cases, those over 65 years old may also qualify for SSI even if they are not completely disabled according to the Social Security Administration (SSA)’s definition of total disability.

For individuals under 65 years of age, you must establish the fact that you are both completely disabled and that you do not have adequate means of support to qualify for SSI benefits. This means proving that your disability makes it impossible for you to perform any gainful activity, including both work which you have done before and any work for which you could otherwise be trained.

Be Sure of Your Eligibility before Applying

To qualify financially for SSI eligibility Florida, you cannot have more than $2,000 worth of total countable assets (and if you are married, you may jointly have up to $3,000 as assets). Countable assets are basically anything of value which you own except for the home which you live in and one vehicle. Your assets include such things as money in savings and checking accounts, IRAs and other retirement accounts, cash value in life insurance policies, vehicles (other than one vehicle for transportation), and virtually anything else of significant value.

If you are both disabled as per the SSA definition and can demonstrate your financial requirement (insufficient or no income and less than $2,000 in assets), you may qualify for SSI.

Qualifying For Supplement Security Income

If you have worked during the past ten years, you should look into applying for SSDI and Supplement Security Income Eligibility in Florida. Some people qualify for both. The main difference between these two programs is that SSDI is an insurance program designed for those who had been working before getting disabled. SSI is also for disabled persons, but is particularly for those who have demonstrated a financial need. If you are disabled, you may qualify for SSI whether you have worked in recent years or not.

The best time to file for SSI is immediate once you realize you may have a disability which is likely to last more than a year. You should also apply if you have a disability which is expected to lead to your death, especially if it is expected to be terminal within the next year.