Understanding Social Security Supplemental Income

The Social Security Administration (SSA) currently offers two types of disability programs. One program is the Social Security disability insurance (SSDI) program, and the other is the Supplemental Security Income (SSI) program. The SSI program provides monthly benefits for individuals who are essentially poor.

SSI is vital for a number of reasons. This form of social assistance helps to ensure that individuals and families of low means are able to sustain. With the help of SSI, many people across the United States are able to meet their basic needs. SSI is awarded based on a number of factors, but requires that an applicant demonstrates limited resources and income.

In order to receive Supplemental Social Security Benefits, a potential beneficiary must prove that these resources and income do not exceed a certain threshold. The cut-off for these values may vary from state to state. However, applicants for SSI do not need to show a work history. Unlike applicants for SSDI, applicants for SSI may have no work history whatsoever and still qualify.

It is vital that applicants for SSI do understand the Social Security Administration (SSA) requirements. If an applicant is applying for SSI based on disability, understanding these requirements is especially important.

Defining SSI Income and Resources

The SSA is very strict about your “income” amount. Income is considered any money you gather from wages, pensions and other benefits. Your income cut-offs will vary state by state.

By comparison, the SSA determines “resources” to be anything that you own, such as cash, real estate, stocks and bonds. When applying for Supplemental Security Income as an individual, you may have as much as $2,000 in resources. A couple may have as much as $3,000.

If you’re at all confused, search online for “SSI Lawyers Near Me” who can help.

After all, the SSA will not consider everything that you own as “resources”.  In fact, your residence is not included. Small life insurance policies are not included.

Again, a Supplemental Security Income Attorney will help you sift through all your details. With the help of a top social security expert, you can quickly meet the requirements for income and resources. If you need assistance throughout your SSI claim, a legal representative is absolutely vital.

Determining Supplemental Security Income Eligibility

Although the Social Security Administration (SSA) administers the SSI program, the program is not funded by Social Security taxes. Rather, U.S. Treasury general funds cover the payments each SSI beneficiary receives.

In order to qualify for SSI, an applicant must demonstrate a general lack of wealth and means. However, an applicant must also be:

  •  65 years old or older
  •  Blind; or
  •  Disabled

Non-adults may also be eligible for Supplemental Security Income Benefits.  If a child is blind or disabled, he or she must have parents who are limited in resources or income. If all of these requirements are met, that child may be eligible to receive important benefits. However, it is important to note that an SSI recipient’s dependents or survivors are not entitled to dependents benefits.

The baseline amount for benefits is uniform across the nation. Nonetheless, each state varies in the amount added to this baseline amount. Some states may offer substantial increases to the baseline benefit.

A Supplemental Security Income Lawyer can help you evaluate your likelihood of receiving these benefits. With the assistance of a professional attorney, you can effectively prove to the SSA that you are only making a minimal amount. Without an attorney, you may make errors on your application, leading to the denial of SSI payments.

Our Experience Makes All the Difference

At Berke Law Firm, P.A., we have the legal representatives that clients need and demand. Our experience and track record allow us to significantly help SSI applicants of all backgrounds. The attorneys of Berke Law firm, P.A. focus intently on claims for Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). We also represent clients denied for both programs. This is crucial.

In fact, statistics indicate that legal representation has a significant impact on initial approval rates. If you need SSI benefits, you don’t want to wait. You want to get your application approved as quickly and as smoothly as possible.

If you’ve been denied SSI disability benefits, an SSI Attorney can help convince the SSA to reconsider your claim. We can help fine-tune your case with strong evidence in your favor.What You Need to Know About Applying for SSI Disability Benefits

The attorneys of Berke Law Firm, P.A. know how the SSA operates. If you are disabled, you may have a particularly difficult time getting approved. This is because the SSA relies on a very strict definition of disability.

When considering your application for disability, the SSA requires that you demonstrate a total disability. Your disabling condition must have lasted, or be expected to last, for at least one year. If your condition does not meet these conditions, it must be expected to result in death.

We will help you prove that your disability is fully disabling. We can ensure that you gather necessary medical and vocational documents. We will help you determine when your disability began. We will help you obtain test results and diagnoses. We will help you make the strongest case possible.


So don’t delay. Give us a call at Berke Law Firm, P.A. today