Social Security for Disabled Child Over 18

  • The Social Security Administration (SSA) was created to help those in need. All across the United States, millions of individuals and families are in need. This need can take a number of forms. Some people need help due primarily to low income. Other people need help due primarily to disability.
  • Many people contact the SSA to apply for disability benefits. Some disabled applicants across the country absolutely need these benefits to survive.
  • As of 2019, the SSA offers two benefits programs for disabled claimants in need. Both adults and children may be eligible to receive these disability benefits. Children who are especially vulnerable may qualify more easily.
  • The first disability benefits program is called Supplemental Security Income (SSI). This program delivers regular monthly SSI payments to people of limited income and resources. These recipients must be age 65 or older, or blind, or disabled. Children under the age of 18 can also qualify.
  • For a child under the age of 18 to qualify, he or she must demonstrate a medical condition, or multiple conditions, that the Social Security Administration (SSA) recognizes as disabling. The child’s income and resources must also fall within SSA parameters. The final SSI payment amount is based on the state in which the applicant lives. Some states grant additional value to the SSI total.
  • The Social Security Administration (SSA) also offers a second disability program. This program is called Social Security Disability Insurance (SSDI). The SSDI program administers benefits to disabled adults who became disabled before the age of 22.
  • Although these recipients may not be legal children, they are still considered children by the SSA. The ‘child’ designation is based on the fact that the benefits are paid from a parent’s Social Security earnings record. Parents can consult the SSA concerning the eligibility of their children.
  • The earnings of child SSI applicants are especially important.

SSI Disability for Children

  • When the Social Security Administration (SSA) receives an application for child SSI, several factors are considered. One of the most important set of factors is that of earnings. The SSA looks closely at a child’s income and resources when deciding eligibility for SSI.
  • However, the child’s resources are only part of the earnings consideration. The SSA also assesses the families of child applicants. All income and resources of the child’s household are pertinent. The SSA may disqualify a child if his or her family exceeds a certain threshold.
  • However, these rules do not always apply. Although the SSA assesses household earnings, the SSA does not look at all household earnings. Some children applying for disability benefits do not live in the household. Children under the age of 18 may live on their own.
  • The Social Security Administration (SSA) only assesses the income and resources of households where child applicants live. These rules also apply to children who are away at school and return periodically to households under parental control.
  • Overall, the SSA assesses two categories of income and resources. Reviewers will assess both the child’s income and resources and the income and resources of family members living in the child’s household. If either of these amounts are more than the allowable limit, the SSA will deny SSI payments.

SSI Disability Benefits Criteria

In order for a child to qualify for SSI benefits, he or she must meet multiple requirements. These criteria are based largely on the earnings and medical status of the child. The child must demonstrate both a disabling condition and a lack of income and resources.

Applicants must meet all of the following child disability benefits criteria:

  • A non-blind child must not earn more than $1,220 a month in the 2019 work year. However, a blind child is permitted to earn more than $2,040
  • A child must demonstrate a medical condition, or multiple conditions, leading to “marked and severe functional limitations.” Therefore, the condition(s) must very seriously impair a child’s normal activities
  • A child’s condition(s) must have been disabling for at least a year, or expected to be disabling for at least a year; or the condition must be expected to lead directly to death.

SSI Benefits for Disabled Child

  • The SSA will undergo an exhaustive review of the child’s medical and financial statuses. Because the SSA is strict in its standards, many child applicants may be denied. Not all children will meet the specific definitions of disability. Furthermore, many children will exceed the monthly earnings limits.
  • It is important that parents and children thoroughly review a disability application before submitting. A top child disability lawyer can help.
  • When applying for SSI payments, parents are required to present full and complete information. This information pertains to the child’s specific medical condition(s). This information will also detail the extent of the medical condition(s).
  • The SSA will analyze all available evidence to determine the degree to which the medical condition(s) impacts a child’s ability to engage in daily activities. The SSA will typically require proof of the disabling condition(s) from a variety of sources.
  • Parents may have to provide documentation from physicians, educators, psychiatrists and other credentialed professionals. Parents should be prepared to present all relevant records and paperwork to substantiate the child’s disabling condition(s).
  • Failure to provide necessary documentation may significantly slow the Social Security Administration (SSA) decision-making process. There are many conditions that may qualify a child for SSI disability benefits.

Children with Learning Disabilities

  • Can also meet the SSA standards. In general, a child with a learning disability will struggle with academic progress. Compared to peers, learning disabled children require more time and effort to reach the same goals.
  • Many learning disabled children are severely limited in learning, acting and interacting. If this is the case, parents should disclose this learning disability to the SSA. Parents must be prepared to present compelling evidence of this impairment. Only the most seriously disabled children will be approved.
  • Parents should consult teachers and counselors for more information. Grades, test scores and IQ scores are all important. These types of information will help the Social Security Administration (SSA) make a determination on the child’s eligibility for SSI payments.
  • However, SSI is only one of the two Social Security programs available. Children who do not qualify under SSI may still qualify under SSDI.

SSDI Benefits For Children

The Social Security Disability Insurance (SSDI) program offers benefits to disabled adults whose disabilities began before the age of 22. The SSDI benefit is paid based on a parent’s Social Security earnings record.

These parents must meet the following criteria for children to be eligible:

  • One parent is the recipient of Social Security retirement or disability benefits; or
  • One parent has died but worked long enough to qualify for Social Security.
  1. SSDI benefits can also continue for children already receiving those benefits. If a child has been receiving disability benefits on a parent’s Social Security record, that child may be eligible for continued benefits upon turning age 18.
  2. The SSA will base disability determination on the rules for disabled adults. As long as the 18-year-old child is still disabled, he or she will continue to receive social security benefits.
  3. Many families need Social Security Benefits for Disabled Child assistance. However, many social security disability claims are denied. Fortunately, there are numerous skilled disability lawyers who can help. At Berke Law Firm, P.A., attorneys have extensive experience in disability insurance claim denials.
  4. These seasoned professionals also have experience dealing with many major insurance companies. One of those companies is UnumProvident. UnumProvident is the largest disability insurance company, providing disability insurance for more than 17 million Americans.
  5. If you have been denied Social Security Disability Benefits, you should seek the legal advice and representation of experienced legal counsel today. The top disability attorneys will ensure that you are fully aware of your legal rights.
  6. These experts understand how the Social Security Administration (SSA) operates. With the help of the best disability lawyers, clients can ensure all documentation is properly prepared and submitted. In the case of legal issues and disputes, a top lawyer will fight for a client’s rights through appeals.

If you would like to schedule a confidential consultation with an experienced Social Security Disability Attorney, contact Berke Law Firm, P.A., Toll-Free: 800-57-BERKE800-572-3753 )or by using our online submission form.