When you start receiving disability benefits, certain members of your family also may qualify for benefits on your record.
Benefits may be paid to:
- Your Spouse;
- Your Divorced Spouse;
- Your Children; or
- Your Disabled Child.
Each family member may be eligible for a monthly benefit of up to 50 percent of your disability rate. However, there is a limit to the amount the Social Security Administration can pay your family members. The total depends on your benefit amount and the number of family members who also qualify on your record. The total varies, but generally the total amount your family can receive is about 50 to 80 percent of your disability benefit.
If the sum of the benefits payable on your account is greater than the family limit, the benefits to the family members will be reduced proportionately. Your benefit will not be affected.
Note: If you have a divorced spouse who qualifies for benefits, it will not affect the amount of benefits you or your family may receive.